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Studying in Greece: housing arranged early, and the budget that follows from it

A calm orientation to studying in Greece, built around one idea: settle housing early, because most of the budget follows from where you live. It names no institution, quotes no figure and states no requirement, pointing each question at the office that owns it.

Last reviewed · 10 min read · How we review

This page carries no costs, no requirements and no institution names. Prices, entry conditions and the details of any official process differ from one institution and one situation to the next, and they are revised without announcement, so repeating them here would only give you the feeling of having checked. What it does instead is set out the questions worth asking about studying in Greece, and point you at the office that holds each answer.

Of those questions, housing is the one that rewards starting early and punishes leaving late. Where you live sets your daily travelling, whether cooking is realistic, what you pay for beyond rent, and who is close enough to see without arranging it. Almost every other line in a student budget follows from it, so housing and the budget components attached to it get the most room here.

Student life in context

A student year is mostly an ordinary week repeated: getting to teaching, finding somewhere you can concentrate, eating, and whatever happens in the gaps. Arriving somewhere new rewrites all of that at once, so the opening stretch takes more energy than the studying does. Treat it as setup rather than as a verdict on your choice. Student life covers the wider picture.

The shape of that week comes from your programme rather than from the country. Contact hours, whether attendance is recorded, and how much independent work sits between sessions vary between departments that share a building. Ask yours what a normal week involves before deciding how far from teaching you can live or how much else will fit around it.

The university environment, and what to establish

A general picture of how anything is arranged is of little use. What matters is what is true of your programme, and those specifics have owners: the department for teaching and assessment, the admissions office for anything touching your place on the course. Build the picture from them rather than from other students, whose programmes may work nothing like yours.

Ask while nothing depends on the answer. The questions that matter most are usually the ones students discover under pressure, when the useful moment for asking them has already passed. Put them in writing where you can, and keep what you are told alongside the date you were told it, so that you are not reconstructing a conversation from memory at the point where it counts.

  • Language of instruction. Which language each part of the programme is taught, assessed and examined in, and whether that holds throughout.
  • How work is judged. How marks are arrived at, where the weight sits, and the published route to follow when an assessment goes badly.
  • Who you speak to. Your named academic contact, how students normally reach staff, and what waiting time for a reply is ordinary there.

The administration, taken as categories

The administration around arriving somewhere new falls into recognisable categories. Knowing the categories is useful; guessing at their contents is not. Which apply to you depends on your own circumstances and on how the institution classifies you, and neither can be worked out from a general page. Write the categories down, then take each to the office that owns it.

In practice the admissions office answers anything about your place on the programme, and the international student office answers most of the rest, including which official authority handles a matter the institution does not decide. Banking, a phone line and an address tend to depend on each other, so ask what comes first, and what each process is called locally.

  1. Your place on the programme. Offer, acceptance, enrolment and registration are separate stages with separate confirmations. Know which you hold.
  2. Entry and stay formalities. Whatever applies in your case belongs to an official authority. Ask the international student office which to approach.
  3. Health cover. Ask what arrangement the institution expects to see in place and which office confirms it, rather than assuming yours carries across.
  4. Documents and translation. Establish which papers are wanted, in what form, and whether any needs official translation or certification to be accepted.

Housing: the thing to start early

Housing is the decision that quietly settles the others, so open it before it feels urgent. Where you live determines how long you spend travelling, whether cooking is realistic, and how easily anyone can call round. What students commonly choose between is accommodation operated by the institution where such a thing exists, private flats rented alone or shared, and a room within someone's household.

Which of those are genuinely open to you is a question for the accommodation or student services office. Ask whether the institution runs housing itself, whether applying for it is separate from applying for your place, and what students do if it manages none. Availability varies widely, and choice tends to narrow as teaching approaches. How to find student housing abroad sets out a method you can use anywhere.

Then slow down at the agreement, because later trouble is usually written into it at the start. Understand how long the commitment runs, what is included, what is billed separately, what any upfront payment is called and what has to happen before it comes back, and how a repair is reported. Let pressure to decide quickly be a reason to slow down rather than to hurry.

  • The shape of the commitment. How long the agreement runs, what happens if your circumstances change, and whether you are taking a room or a whole property.
  • What sits outside the rent. Utilities, building charges, internet and other recurring services may be billed separately. Ask which, and who arranges each.
  • The journey you will really make. Try the trip from that address to your department at the hours you will genuinely travel, not at the quietest point of the day.

Money and tuition: the components to map

A budget holds together better as a list of components than as a single total. Keep tuition and living costs apart. Whether tuition applies to you at all, and on what basis, is determined by the institution and by the category it places you in, and only the institution can tell you which category that is. Checking official tuition fees explains what a source worth trusting looks like.

The living side maps more usefully as what recurs against what lands once. Recurring items repeat whether or not you are paying attention to them, and most follow directly from the housing decision above. The rest clusters at the beginning, when you are least settled, which is what makes arrival feel heavier than a settled month. Build both lists before you go.

Price each component from a source close to it, and ask what student arrangements exist before assuming a standard cost. Then revisit the picture once you have lived a normal month there, since the version written in advance is a forecast rather than a record. Managing money while studying abroad goes through the method.

  • Housing and what attaches to it. Rent, anything billed in addition, and any upfront payment. This is the least flexible part of the picture once signed.
  • Getting to teaching. A daily journey plus occasional longer ones. Ask whether any student arrangement exists before assuming a standard cost.
  • Food and the household. Whether you cook or eat out moves this line more than most, and where you live decides how realistic cooking is.
  • Course materials and setting up. Ask your department what students genuinely have to buy, and keep arrival items, documents and kitchen basics in their own line.

Community and adaptation

Company does not usually arrive by itself. It comes from repetition: the same seminar group, the same shift, the same club on the same evening, until recognition turns into conversation and conversation into arrangement. That takes longer than most students expect. How to build community abroad is the longer version of this.

It also helps to keep more than a single circle. Students who arrived when you did are useful because they are working through the same practical week; students who were there before you know the things nobody writes down. Neither replaces contact with people at home, which belongs in the calendar rather than in whatever energy is left at the end of a day.

Language and everyday life

Language is a practical matter here and nothing else. Establish which language your programme is taught, assessed and examined in, and whether that is true of every part of it. Then establish, separately, which language the ordinary business of living runs in: a tenancy, an appointment, a delivery, a form handed across a counter. The answers can differ.

If the language, or the script it is written in, is new to you, the early goal is decoding rather than fluency: a heading, a bill, a sign, a message from a landlord. Ask what language provision the institution offers and whether you are able to use it. Where a document carries consequences, ask whether the office can supply it in a language you read.

Wellbeing and practical support

Find out what support exists before you need it, because looking it up is much harder on a difficult week. Institutions commonly run some combination of student services, a wellbeing or counselling service, an accessibility or disability service, an academic adviser and a students' union or equivalent body. What exists, who is eligible and how an appointment is made are plain questions.

Practical and personal difficulty rarely arrive in an orderly queue. Money pressure, a housing problem and a low stretch tend to overlap, and whichever office can move one of them usually knows who deals with the others. Asking early is ordinary rather than dramatic, and the earlier version of a problem is nearly always the simpler one to solve. Wellbeing takes the subject further.

Common questions

Why does this page contain no costs, fees or entry requirements?
Because anything specific would be wrong for somebody. Amounts differ by institution, by programme and by the category an institution places a student in, and the details of official processes change without announcement. A page quoting them would give you the confidence of having checked without the accuracy, and you would discover which at the worst possible moment. What this page does instead is name the question and the office that owns it, so the version you act on is current, published by the body responsible for it, and ideally in writing.
When should I start looking for housing?
Earlier than it feels necessary. Housing determines your daily travelling, your food routine, what you spend beyond rent and how easily people can reach you, so it is worth resolving before the questions that depend on it. Ask the institution first: whether it runs accommodation of its own, whether that has a separate application, and what students do when it manages none. Then take your time over the agreement itself, because the parts that cause trouble later are the ones nobody read at the beginning.
Which office should I ask about tuition?
The institution's admissions or fees office, and the page it publishes itself rather than a summary from anywhere else. Whether tuition applies to you at all, and on what basis, depends on the category the institution places you in, and only the institution can confirm which category that is. Ask for the answer in writing and keep it with the date you were given it. If the matter belongs to an official authority instead, ask the international student office which authority to approach and what the process is called.
How do I work out what living there will cost?
Build it as a list of components rather than as a single figure, then price each component from a source close to it. Housing and anything billed separately from rent form the least flexible part. Travelling to teaching, food, course materials and anything your department requires follow. Keep setting-up costs in a line of their own, since they land at the start when everything else is unfamiliar, and add a margin for what you have not thought of. Revisit the whole picture once you have lived a normal month there.

Cities in Greece

Orientation pages for individual cities, written to the same standard.

Universities U4S has an orientation page for

Ordered alphabetically. This is not a list of every university here, and it is not a ranking.

Topics this page draws on

The pillar pages that cover these subjects in full, wherever you study.

Guides worth reading first

Practical writing that applies regardless of which system you end up inside.